Credit Specalist

NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background. The Role You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications. Responsibilities will include: Analysing the financial and non-financial strength of applicant businesses Reviewing information provided by applicants and validating this against external sources where applicable Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level Engaging with applicants to obtain additional information to support credit assessment Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality Working with Lending Operations to move approved transactions through to execution Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow About You Private-sector banking background (essential) Strong lending / credit analysis experience 5+ years' experience in credit, lending or risk-focused roles Comfortable providing debt advice to customers Confident engaging with applicants and internal stakeholders Able to work autonomously in a field-based / remote role Contract Details Contract length: 6 months Interim Rate: £350 - £450 per day (Umbrella) IR35: In scope Hours: 37 hours per week (typically 9am-5pm) Location: Field-based / working from home Travel: Ad-hoc travel required (team meetings in London or Swindon 2-3 times during the contract, plus occasional client meetings/events) Please note this is an Interim role so you will need to be available quickly The rate offered is dependent on experience