Fleet Underwriter

Are you ready to join an award-winning company that prioritises your well-being and work-life balance? We’re AND-E – one of the fastest-growing insurance companies. And we’re proud of our warm and inclusive culture. We’re building a diverse community, with a unique blend of strengths, to take our business to the next level. You will be looking to take the next step in your career as a fleet motor underwriter. This is a fantastic opportunity to join an experienced team where you can enhance your underwriting skill and knowledge whilst making a significant contribution to the delivery of the commercial fleet strategy and business plan. You will be accountable for the delivery of an exceptional level of underwriting service whilst building relationships with brokers and colleagues. This will be a great environment for someone that is ambitious and keen to learn, with plenty of scope for personal development and growth. CHALLENGED NOW AND-EXPERT NEXT. Responsibilities: - Provide support and contribution to the implementation of the wider UK & IRL Fleet Underwriting strategy. - Use own underwriting skill, experience, and judgement to personally analyse, evaluate and underwrite a range of small and medium sized new and/or renewal business. - Develop relationships with brokers that will support the delivery of our business plans and long-term strategy. - Ensure underwriting standards are always maintained. - Support team on premium collection and credit control when appropriate. - Use underwriting knowledge, experience, and judgement to act as an underwriting referral point where required for delegated authorities. - To undertake ad hoc project work on behalf of Head of Fleet. - To comply with all relevant company policies, personal underwriting authority, FCA regulations and all legal requirements. - Be accountable for own day-to-day effective performance whilst operating with a degree of autonomy and to take responsibility for longer-term personal development. Knowledge, Experience & Qualifications: - Chartered Insurance Institute Certificate (cert CII) or Diploma (DipCII) progression desirable - Educated to A-Level standard - Mathematics & English qualification essential – GCSE grade A-C equivalent - Technical fleet underwriting or broking experience (2 years+ desirable) - High level of both verbal and numerical reasoning skills. - A strong understanding of the UK Fleet Motor Market - A good understanding of the structure of commercial policy wordings - Basic understanding of contract law and insurance case law - Understanding of the impact and requirements of relevant regulatory bodies and legislation on the insurance industry - Basic understanding and awareness of claim handling, reserving and claims account management - Good analytical & evaluation skills - Judgement & decision making - Principles of Commercial Motor Insurance - Relationship building - Negotiating skills - Strong communication (written and verbal) skills. - Ability to work under pressure &/or unsupervised - Customer focus - Personal time management - Commercial awareness - Drive and energy - Teamwork - Basic software skills including MS Word, Excel & PowerPoint Why Join Us? We're all about helping you grow, with plenty of support to develop in your current role whilst also creating opportunities to explore new ones and advance your career. We realise that we need to be a good fit for you above all else – so here’s what you can enjoy about AND-E: * Recognised as the Best Large Insurance Employer: We are proud to have been named the Best Large Insurance Employer for 2023 at the prestigious British Insurance Awards. * Unmatched Work-Life Balance. * Competitive Salaries and Benefits Package: We offer competitive salaries that recognise your skills and expertise. We champion choice, flexibility, and balance in both work and home life. Our commitment to diversity, equity, and inclusion ensures everyone feels valued and supported — including embracing neurodiversity and providing the tools needed to thrive. We like to think our benefits package is one of the best, focusing on colleagues’ health, wealth, and lifestyle. We like to think our benefits package is one of the best, focusing on colleagues’ health, wealth, and lifestyle. We offer: * Up to 28 Days annual leave with the option to buy/sell up to 5 days holiday* * 7.5% Discretionary Annual Bonus* * Healix Private Medical Insurance Options* * 3 x Annual Salary Life Assurance* * A range of health, wellbeing, and financial support benefits, including money back on health expenses, Employee Assistance Programme, Flu Jab voucher, Virtual GP service, and driving lessons* for you and your family. * Additional perks such as a pension advisory service, family-friendly policies, season ticket loan*, cycle scheme*, and financial flexibility through Wagestream*. * Subject to company performance and completion of probation Aioi Nissay Dowa Europe is committed to promoting equal opportunities in employment. Employees and job applicants will receive equal treatment regardless of age, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief, sex or sexual orientation (Protected Characteristics) At AND-E, equal opportunity is more than a policy—it’s a promise. We welcome applications from all individuals regardless of age, disability, gender identity, marital status, pregnancy, race, religion, sexual orientation, or any other protected characteristic. Reasonable adjustments: If you require any adjustments to support you during our recruitment process, please let us know. We’re committed to making the process accessible and are happy to help