Underwriter - Commercial Real Estate

About Us: Market Financial Solutions (MFS) is a top-tier, independent bridging finance provider in Central London, renowned for our fast and flexible bridging loans and buy-to-let mortgages. With a robust market presence, we cater to commercial borrowers, property investors, and developers with a diverse range of financial solutions including bridging finance, development exit finance, and buy-to-let mortgages. Backed by long-standing funding lines, we offer loan options ranging from £200k to £50m, ensuring our products continuously support the evolving needs of our borrowers. Our commitment to excellence and client-focused approach sets us apart in the finance industry. Role Purpose: We are seeking an Underwriter to play a pivotal part in our Commercial Real Estate team. This key role involves managing the underwriting process, making high-level lending decisions, ensuring compliance, and mentoring junior team members. You will analyse complex loan applications, assess financials, credit reports, and property appraisals to ensure compliant lending practices. Key Responsibilities: * Manage a personal pipeline of high-volume, complex loans, ensuring timely and accurate underwriting within SLAs. * Make high-level lending decisions and approve large or complex loan requests. * Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, and property valuations. * Collaborate with brokers, borrowers, and other stakeholders to gather necessary information and provide updates. * Mentor junior team members to support the team’s goals. * Competently underwrite deals by understanding case studies thoroughly. Role Requirements: * Experienced in Commercial Real Estate finance underwriting or a credit-based role * Experience managing high-volume, complex loans. * Strong knowledge of mortgage lending principles, risk assessment, loan products, market trends, and regulatory requirements. * Effective communication skills for clear interaction with brokers, borrowers, and stakeholders. * Strong problem-solving abilities to identify and resolve issues in loan applications. * Ability to thrive in a fast-paced environment, managing multiple tasks and adapting to changing priorities. Why Work for us? * Be Part of a Dynamic and Growing Company * Annual salary review & regular appraisals * Bonuses and Incentives * Enhanced Maternity and Paternity Leave Package * Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays) * Ongoing Staff Training and Development Opportunities * Private Medical Health Care with Vitality * Life Insurance Coverage * Additional Day Off to Celebrate Your Birthday * Engaging Work Networking and Team Building Event Next Steps: Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London